Financial tools for smarter money decisions in India
Calculate, compare and plan your money with simple, transparent and free financial calculators.
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💰 Grow My Money
SIP, lumpsum, CAGR and compounding
🏠 Buy a Home
Estimate loans and monthly affordability
💳 Manage My Loans
Understand EMI, interest and repayment
🧾 Calculate My Tax
Explore tax-related money calculations
💼 Understand My Salary
Turn CTC into a clearer money picture
👴 Plan My Retirement
NPS, PPF, Gratuity, SWP and long-term planning
Featured Tool
🏠 Home Affordability
Understand how loan EMI, interest and repayment period can affect your home-buying budget. Start with the EMI calculator and use the result as a planning baseline.
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More tools can be added without overcrowding the homepage.
Investment
SIP, FD, CAGR, lumpsum & more
Loans
EMI and borrowing tools
Tax
Tax and GST planning tools
Salary
CTC, take-home and income tools
Retirement
NPS, PPF, Gratuity, SWP and pension planning
Insurance
Insurance planning tools
Real Estate
Home-buying and property tools
Banking
FD and savings calculations
Latest Guides
Learn the calculation before making a money decision.
SIP Calculator: How Much Can Your Monthly Investment Grow?
Use the calculator to explore investment amount, expected return, time and compounding.
Explore SIP → LoansHow Is Loan EMI Calculated?
Understand the relationship between principal, interest rate, tenure and monthly EMI.
Calculate EMI → ReturnsCAGR vs Absolute Return: What Is the Difference?
See why annualized return is useful when comparing investments held for different periods.
Calculate CAGR →All Calculators
Search or filter the complete KitnaPaisa tool collection.
SIP Calculator
Calculate systematic investment plan returns with annual step-up and inflation adjustments.
Lumpsum Calculator
Estimate long-term wealth creation from one-time investments in mutual funds or equities.
SWP Calculator
Plan monthly cash flow and balance growth for systematic withdrawals.
Loan EMI Calculator
Break down monthly loan installments and principal versus interest repayment.
PPF Calculator
Plan Public Provident Fund growth with long-term compounding and contribution rules.
FD & RD Calculator
Calculate fixed-deposit and recurring-deposit maturity values and interest.
NPS Calculator
Model pension corpus growth, lump-sum payout and annuity income.
CAGR Calculator
Determine annualized compounded returns, absolute profit and wealth multiplier.
SSY Calculator
Estimate Sukanya Samriddhi Yojana maturity corpus and long-term contributions.
Post Office MIS
Calculate monthly income from the Post Office Monthly Income Scheme.
Compound Interest Calculator
Calculate compound interest with different compounding frequencies.
Driver Earnings Calculator
Estimate net daily or monthly driver earnings after fuel, commissions and expenses.
Government Employee Salary Calculator 2026-27
Calculate your Central Government employee salary under the 7th Pay Commission.
Income Tax Calculator FY 2025-26 (AY 2026-27)
Compare New vs Old Tax Regime side-by-side with updated FY 2025-26 slabs, Section 87A rebate, and deductions.
Advanced GST Calculator & Invoice Maker — CGST, SGST, IGST with PDF Export
Free advanced GST calculator and invoice maker to generate PDF bills with multi-item support.
Gratuity & Tax Exemption Calculator (UPDATED: September 2026)
Free Gratuity calculator to estimate your gratuity amount in India using basic salary, DA, years of service and the 15/26 gratuity formula.